Accidents Causes and Prevention program is designed to help you have a better understanding of unsafe acts and how they contribute to accidents and injuries. There's a lot of discussion today about accidents and injuries. Why do they happen? What causes accidents and injuries? The answer can be found in statistics. The Insurance Industry, Governmental agencies, and the National Safety Council have analyzed employee accident investigations over the years and have determined that the overwhelming cause of most industrial accidents and injuries can be attributed to the unsafe acts of employees.